Home Loan Services
Documents Needed
1. Salaried Individuals
2. Self-employed Individuals / Proprietor
3. Partnership
4. Private Limited Companies
5. Documents required for (NRIs)
1. For Salaried Individuals
Latest salary slip showing statutory deductions
AND
Form 16 (Declaration from the employer giving the details of income and deductions, duly signed by an authorised signatory of the Company)
OR
Latest acknowledged IT Returns
AND
Bank statements for the last 3 months
2. Self-employed Individuals / Proprietor
Computation of income for the last 2 years certified by a C.A.
OR
P&L and Balance Sheet for the last 2 years certified by a C.A.
AND
Copies of acknowledged IT Returns for the last 2 years
AND
Bank statements for the last 6 months
3. Partnerships
Computation of income for the last 2 years certified by a C.A.
OR
P&L and Balance Sheet for the last 2 years certified by a C.A.
OR
Copies of acknowledged IT Returns for the last 2 years
AND
Partnership Deed, Letter of Authority, Bank statements for the last 6 months, Proof of office
4. Private Limited Companies
Computation of income for the last 3 years certified by a C.A., P&L and Balance Sheet for the last 3 years certified by a C.A., Copies of acknowledged IT Returns for the last 3 years, Memorandum and Articles of Association, Board Resolution, Bank statements for the last 6 months, Authority letter from all Directors to accompany the application form with photographs of authorised signatories if not specified in the board resolution, Proof of office
5. Documents required for (NRIs)
Salaried NRI Applicants
- Copy of valid passport showing VISA stamps
- Copy of valid visa / work permit / equivalent document supporting the NRI status of the proposed account holder
- Latest contract copy evidencing Salary / Salary Certificate / Wage Slips
- Overseas Bank A/C for the last 3 months showing salary credits
Self Employed NRI Applicants
- Trade license or equivalent document
- 6 months overseas bank account statement and NRE/ NRO account
- Computation of income, P&L account and B/Sheet for last 3 years certified by the C.A. / CPA or any other relevant authority as the case may be (or equivalent company accounts)
- Passport copy with valid visa stamp
- Brief profile of the applicant and business
